2025 – 2026 Student Aid Index (SAI) Chart
- Danielle Mulligan
- Aug 20
- 2 min read
The chart below provides estimated Student Aid Index (SAI) values based on your family’s Adjusted Gross Income (AGI) and household dependents. Use it as a general guide to gauge your potential eligibility for need-based financial aid before completing the FAFSA.
The best way to get an exact SAI is to submit to FAFSA where you will get your official SAI, which colleges then use to calculate your financial aid package. Contact your College Hive Consultant with any financial aid questions.
AGI | 1 Dependent | 2 Dependents | 3 Dependents | 4 Dependents |
$30,000 | $0 | $0 | $0 | $0 |
$32,500 | $0 | $0 | $0 | $0 |
$35,000 | $0 | $0 | $0 | $0 |
$37,500 | $0 | $0 | $0 | $0 |
$40,000 | $0 | $0 | $0 | $0 |
$42,500 | $1,680 | $0 | $0 | $0 |
$45,000 | $2,122 | $0 | $0 | $0 |
$47,500 | $2,564 | $0 | $0 | $0 |
$50,000 | $3,066 | $1,504 | $0 | $0 |
$52,500 | $3,448 | $2,387 | $0 | $0 |
$55,000 | $3,890 | $2,387 | $0 | $0 |
$57,500 | $4,332 | $2,829 | $1,410 | $0 |
$60,000 | $4,774 | $3,271 | $1,852 | $0 |
$62,500 | $5,216 | $3,713 | $2,294 | $0 |
$65,000 | $5,703 | $4,155 | $2,736 | $0 |
$67,500 | $6,205 | $4,597 | $3,178 | $1,598 |
$70,000 | $6,752 | $5,039 | $3,620 | $2,040 |
$72,500 | $7,334 | $5,502 | $4,062 | $2,482 |
$75,000 | $7,953 | $6,004 | $4,504 | $2,924 |
$80,000 | $9,334 | $7,101 | $5,396 | $3,808 |
$85,000 | $10,883 | $8,314 | $6,364 | $4,660 |
$90,000 | $12,517 | $9,558 | $7,374 | $5,448 |
$95,000 | $14,170 | $10,965 | $8,513 | $6,328 |
$100,000 | $15,824 | $12,614 | $9,792 | $7,332 |
$105,000 | $17,477 | $14,267 | $11,235 | $8,463 |
$110,000 | $19,130 | $15,920 | $12,889 | $9,734 |
$115,000 | $20,783 | $17,573 | $14,542 | $11,167 |
$120,000 | $22,437 | $19,227 | $16,195 | $12,820 |
$125,000 | $24,090 | $20,880 | $17,848 | $14,474 |
$130,000 | $25,743 | $22,533 | $19,501 | $16,127 |
$135,000 | $27,396 | $24,186 | $21,155 | $17,780 |
$140,000 | $29,050 | $25,839 | $22,808 | $19,433 |
$145,000 | $30,703 | $27,493 | $24,461 | $21,087 |
$150,000 | $32,356 | $29,146 | $26,114 | $22,740 |
$155,000 | $34,009 | $30,799 | $27,768 | $24,393 |
$160,000 | $35,662 | $32,452 | $29,421 | $26,046 |
$165,000 | $37,316 | $34,106 | $31,074 | $27,699 |
$170,000 | $38,969 | $35,759 | $32,727 | $29,353 |
$175,000 | $40,622 | $37,412 | $34,380 | $31,006 |
$180,000 | $42,258 | $39,048 | $36,016 | $32,642 |
$185,000 | $43,864 | $40,654 | $37,623 | $34,248 |
$190,000 | $45,470 | $42,260 | $39,229 | $35,854 |
$195,000 | $47,077 | $43,867 | $40,835 | $37,460 |
$200,000 | $48,683 | $45,473 | $42,441 | $39,067 |
$205,000 | $50,289 | $47,079 | $44,047 | $40,673 |
$210,000 | $51,895 | $48,685 | $45,654 | $42,279 |
$215,000 | $53,502 | $50,291 | $47,260 | $43,885 |
$220,000 | $55,108 | $51,898 | $48,866 | $45,492 |
$225,000 | $56,714 | $53,504 | $50,572 | $47,098 |
$230,000 | $58,320 | $55,110 | $52,079 | $48,708 |
$235,000 | $59,926 | $56,716 | $53,685 | $50,310 |
$240,000 | $61,533 | $58,323 | $55,291 | $51,196 |
$245,000 | $63,139 | $59,929 | $56,879 | $53,523 |
$250,000 | $64,745 | $61,535 | $58,503 | $55,129 |
$275,000 | $72,776 | $69,566 | $66,535 | $63,160 |
$300,000 | $80,982 | $77,772 | $74,741 | $71,366 |
Green: Eligible for need-based aid at Public 2-Year, Public 4-Year, Private 4-Year, Elite Colleges
Yellow: Eligible for need-based aid at Public 4-Year, Private 4-Year, Elite Colleges
Orange: Eligible for need-based aid at Private 4-Year, Elite Colleges
Pink: Eligible for need-based aid at Elite Colleges
Purple: No Need-Based Aid Eligibility
c/o The College Investor
